 
If you are looking for information, advice or support regarding money matters, then visit those friendly and helpful people at the Money Advice Unit and Credit Union in the Ladywood Project at the Ladywood Community & Health Centre on St Vincent Street West. They will do their best to help!
The Other Links section includes national organisations who can also give information and advice.
CREDIT UNION
The Credit Union is somewhere where parents and children can get the following financial services:
- Open Savings Accounts
- Open Loan Accounts
- No hidden charges
- Dividends on savings
- Free Life Insurance
- Low fixed interest rates
- Budgeting Accounts
- Junior Savings Accounts
If you want to save for a holiday, a car, a computer, or for Christmas; and would like to save with someone local, have the chance to borrow at low interst rates, with no hidden charges and have free life insurance on your savings and loans, - then you need to join your local Credit Union in Ladywood. Your local Credit Union is open to everyone living or working in Ladywood, Edgbaston and the City Centre.
Contact Jackie on 0121 454 0534, or call in at:
Ladywood Credit Union
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MATERNITY GRANT
Coping with the extra costs of a new baby can be difficult.. There’s a grant to help you give your baby a positive start in life. It’s called the Sure Start Maternity Grant.
The grant is made from the Social Fund and you do not have to pay it back
Who can get the grant?
You can get a Sure Start Maternity Grant if you or your partner are getting:
- Income Support
- Income based Jobseeker's Allowance
- Pension Credit
- Child Tax Credit which includes an amount higher that the family element or
- Working Tax Credit where a disability or severe disability element is included in the award
How do I claim?
You can claim a Sure Start Maternity Grant on form SF100 which you can either get from our News and Downloads area of this site (see the left panel of areas) or from your local Job Centre Plus office. The form comes with notes that will help you fill it in and tell you where to send the completed form.
If you have a partner, either of you can fill in the claim form, but make sure you include the name of the baby’s mother. Please send your filled-in form back to your local Jobcentre or Jobcentre Plus office.
You can claim a Sure Start Maternity Grant at any time from the 29th week of your pregnancy until your child is three months old.
If you are adopting a baby, you must claim the grant within three months of the adoption and the baby should be no more than 12 months old when you claim.
If you or your husband or wife has been granted a parental order for a surrogate birth, you must claim within three months of the date of the parental order.
Click here to view Department for Work & Pensions-Maternity Grant LINK
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MONEY ADVICE UNIT
If you are a parent with children under 5 in the Ladywood Sure Start Children's Centre area looking for information or advice regarding money matters, the Money Advice Unit in the Ladywood Community & Health Centre should be able to help!
The Money Advice Team can offer FREE advice on any of the following:
- Disability Benefits
- Housing / Council Tax Benefits
- Working / Child Tax Credit
- Social Fund Loan applications
- Difficulties repaying catalogues
- Rent / Council Tax Arrears
- County Court Debt
- Magistrates Court Debt
- Gas / Water / Electric Problems
- Other debt / benefit problems
Opening Times:
Monday: 9:30am - 4:30pm
Tuesday: 9:30am - 4:30pm
Wednesday: Closed
Thursday: 9:30am - 4:30pm
Friday: Emergencies Only
BY APPOINTMENT ONLY
Telephone Money Advice on 0121 456 4449 , or visit them at:
Ladywood Money Advice Unit
Ladywood Project
Ladywood Community & Health Centre
St. Vincent Street West
Ladywood
Birmingham
B16 8RP
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MONEY ADVICE UNIT - BUDGETING PROBLEMS?
Do you never seem to have enough money left over to spend on luxuries?
Are you always overdrawn?
Are you fed up of receiving red letters?
THE BILL PAYMENT SCHEME COULD HELP YOU!
All you have to do is make a single monthly payment into the Credit Union, and the Money Advice Unit will take care of all of those debts for you!
Contact Cheryl the Money Advice Unit on 0121 456 4449 to find out more.
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OTHER LINKS - DIRECT DEBT LINE
Direct Debt Line
We are a registered charity providing free confidential advice and support for people with financial difficulties.
Click here to view Direct Debt Line
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OTHER LINKS - TAX CREDITS
Tax Credit Payments for Families with Children
9 out of 10 families with children are entitled to tax credits. You can be given Child Tax Credit in the form of payments from the government regardless of whether you are working or not.
Child Tax Credit is paid direct to the person who is mainly responsible for caring for the child or children. If you are a lone parent you will receive the payment.
Working Tax Credit is for people who are employed or self-employed ( either on their own or in a partnertship), who usually work 16 hours or more a week, who are paid for that work, and who expect to work for at least 4 weeks.
For more information either select the following web site link or call the Helpline on 0845 300 3900 ( textphone 0845 300 3909 ).
Click here to view Tax Credits Website
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